Let's start with the first whammy. As I've expounded previously, I have really sucky insurance that doesn't cover any of this infertility stuff. Now, everyone tells me that you don't really know what that means until you start submitting your claims so you should just submit them all anyway and see what happens.
Well, today I got my first rejected claim for procedure code 58322: Artificial Insemination. Damn. I was expecting this, and I hear if they're going to reject anything they're going to reject this, but still. I'm still waiting for the big bill from the clinic, and it's gotten so I'm almost afraid to open the mailbox.
Oh, and what's the second whammy? I have cramps. Definite PMS-type cramps. Shit.
Don't give up hope yet. The beginning of pregnancy feels just like PMS -- bloating, cramping, sore breasts. You can even have some light bleeding around days 8-10 or so. I'm keeping my fingers crossed for you!
Posted by: Monica | February 18, 2004 at 07:51 PM
Yeah, the jury's still out on the cramps thing. Good luck, good luck, with that and with the insurance company...
Posted by: Jo | February 18, 2004 at 08:35 PM
Insurance companies generally suck. And I'm so sorry you have to deal with it at all. *hugs*
As for the cramps, I agree, the beginning of pregnancy can often feel like premenstrual cramps, so don't give up yet!!
Posted by: Heidi | February 19, 2004 at 02:32 AM
Thanks girls--I'm trying to hold onto that pregnancy-feels-just-like-PMS vibe.
Posted by: Lisa | February 19, 2004 at 08:00 AM
Lisa:
It is unanimous... insurance companies quite simply SUCK.
Keeping the faith that those cramps are pg cramps and not the old hag.
Hang in there girl.
-Julie
Posted by: JulieBean | February 19, 2004 at 10:31 AM
Unfortunately, insurance companies serve Satan the Overlord, not deserving mothers-to-be like you.
As others have said, cramps are a common pregnancy symptom. In fact, they're my most common symptom. Hang in there. I've still got many appendages crossed for you!
Posted by: getupgrrl | February 19, 2004 at 11:19 AM
Yup, pregnancy feels just like not-pregnancy at this stage. It'll make you completely fucking crazy. Hold on, nice lady. We're white-knuckled right along with you.
If you wouldn't mind, Lisa, can you please tell me how Cornell codes the ultrasounds and bloodwork? Miraculously, my insurance covers those as coded by my clinic here I'm wondering if I dare to hope for reimbursement for those, the only thing in this whole enterprise that I don't have to pay for out of pocket.
Posted by: Julie | February 19, 2004 at 01:20 PM
Thanks again ladies--
Getupgrrl--After reading your update I'm going to shut up about my cramping already. Cripes.
Julie--My understanding is that Cornell will send me a bill for the ultrasounsd and bloodwork that I will pay and then submit to the insurance co for reimbursement. I'm hoping against hope that they'll pay for some of that (if they go by procedure code alone). For some reason, Cornell submitted the claim mentioned above directly to my insurance company (and they rejected it), which confused me as Cornell explicity said they would not do that. All part of the mystery of life...or making life....or trying to make life. Whatever.
Posted by: Lisa | February 19, 2004 at 01:39 PM
Thanks, Lisa.
How are those cramps (or lack thereof)?
Posted by: Julie | February 21, 2004 at 09:59 AM